Loan Services

Personal Loans

Life can be full of curve balls and opportunities. A personal loan from Gallup FCU can help you in a number of situations. Whether you need to consolidate debt, or pay for auto repairs, we offer personal loans for a multitude of worthwhile purposes.

Simply apply online and you'll hear back from us within 24 hours, and in most cases you'll see your funds the very same day. We offer loans from $500 to $50,000, with terms up to five years.

We are always here to help you maximize your wealth and ensure your financial security. While a personal loan may not be right for all circumstances, we can help you decide if it is right for you.

Overdraft Protection

Overdrafts happen. Protect yourself by setting up overdraft protection as a Line of Credit or automatic savings account transfers.

Auto Loans

Buying a car is a major purchase. Aside from buying a home, it is one of the biggest purchasing decisions you will ever make. Let us help you throughout the entire car-buying process, from selecting a vehicle that fits your needs and budget, to negotiating the lowest price and getting you the best loan rate.

Don't purchase your GAP Insurance or Extended Warranties from the dealership. We offer both and we can probably save you money.

RV Loan

We also offer RV loans for those who have an affinity for adventure and the great outdoors!

Mortgage Loans

At Gallup FCU, we take the hassle and stress out of buying a home. You have enough to worry about, and the last thing on your mind should be an uncertain mortgage loan process.

We won't try to convince you to buy a home you can't afford, but we will help you secure a quality home loan at a competitive rate. Surprises aren't always welcome in the home-buying process, so we make sure you have clear information on all financing costs involved. Whether you are buying a new home, buying your first home, or refinancing your current home, our professional, experienced team will put you first. We offer mortgage loans for single-family, primary residences with both 30-year and 15-year fixed rates. Our closing costs are low and our interest rates are exceptionally competitive.

Gallup Federal Credit Union NMLS #799741

Ronny J. Miller NMLS #804519

Home Equity Loans

The equity in your home can help you finally complete those pesky home-improvement projects. From finishing the basement to remodeling your kitchen, Gallup FCU's Home Equity Loans will give you the financing to get the job done.

Gallup Stock Loans

Investing in your company is a great way to maximize your wealth and be invested where you work. To learn more about getting a loan to purchase company stock, contact Gallup FCU by email at credit_union@gallupfcu.com, or by phone at 800-317-3095.