Savings & Checking
A membership at Gallup FCU gives you more than just a bank account. We care about the person behind the account, and we want to see you achieve financial success — no matter how you measure it!
Savings Account
Saving for your future is the most important step in achieving optimum financial wellbeing. That’s why we encourage our members to open a savings account first.
Our savings accounts provide a safe and secure place to store your hard-earned money, while our competitive interest rates allow your financial future to thrive.
See Which Savings Account Is Right for You
Primary Savings Account
Looking to save a little extra cash or striving to build your financial success? Our primary savings accounts help you reach savings goals, prepare for emergencies and more.
- Dividend rate 0.20%
- APY 0.20%
- Minimum balance $5
- No monthly fee
Club Savings Account (Secondary Savings)
Saving for a big purchase can seem tiresome and daunting. Our club and secondary savings accounts make saving a breeze.
- Dividend rate 0.20%
- APY 0.20%
- Minimum balance $0
- No monthly fee
How to Open an Account
Membership is open to all full- and part-time Gallup employees and their immediate family members. Your membership can continue even if you move, change employment or retire — once a member, always a member.
Simply click the button below to start your application by filling in some personal details.
Sit back and relax while we check your application. We’ll get back to you within 24 hours.
In most cases, you’ll receive your new account details the very same day.
Checking Account
At Gallup FCU, we offer free checking accounts that are not only easy to set up, but also packed with invaluable features, such as free Visa debit cards, online banking, online bill pay, surcharge-free ATM access and nationwide shared branching access.
Benefits of Our Checking Accounts
No monthly fees and no minimum balance
Free Visa check card
Unlimited free OneClick Bill Pay
Free online banking access 24/7
Free mobile deposit
Overdraft protection available as a line of credit or automatic savings account transfers
Secure online banking access, including transfers, online statements, email or text alerts, check images, and more
Surcharge-free ATM access, nationwide Co-op shared branching access and more
Direct Deposit
Many companies and government agencies electronically release your pay before your normal payday. Direct deposit with Gallup FCU allows you to receive that pay as soon as your employer releases it — up to three days in advance!
Gallup Employees
As a Gallup employee, simply enter your Gallup FCU routing and account numbers into Gallup’s Oracle Cloud platform.
You can locate your Gallup FCU routing and account numbers by logging into Gallup FCU online or via mobile banking.
Not a Gallup Employee?
Simply locate your Gallup FCU routing and account numbers by logging into the Gallup FCU online or mobile banking platform and provide it to your employer.
Alternatively, you can provide your employer with a voided check or deposit slip.
Certificates of Deposit (CDs)
Put your dollars to work in a CD and enjoy the benefits of earning higher interest rates. It’s a quick and easy process that’ll get you on the path to smart savings and better earnings.
Key Features
Terms from 6 months to 36 months
Dividends paid monthly
Automatic renewal
Seven-day grace period after the maturity date
Early withdrawal penalty — 90 to 180 days’ earned interest
Minimum deposits of $1,000, $10,000 and $50,000
Federally insured up to $250,000 by the NCUA
Our Save to Win CD
A Save to Win CD is a great way to win FREE money simply by saving! You’ll quickly be on the path toward real winnings!
- Fixed 12-month commitment
- One entry per every $25 deposit (max. 10/month)
- Monthly drawing for cash prizes
- No monthly deposit limit
There is a $25 penalty for early withdrawal. After two early withdrawals, you are disqualified from prize drawings, but you can still save! For full terms, see the official Save to Win CD rules.
Individual Retirement Accounts (IRAs)
Traditional and Roth IRAs are available through our subsidiary investment advisory firm, Guide Rock Capital Management.