Gallup Federal Credit Union
Not for Profit, Not for Charity, but for Service
Gallup Federal Credit Union is a federally chartered credit union. We are a member-owned financial institution that is democratically operated and not for profit. We exist to serve Gallup employees and their families.
Learn More About Gallup FCU to learn more about Gallup FCU
Hassle-Free Home Loans From Gallup FCU
Owning a home is a huge asset, which inevitably comes with some big financial decisions. No matter what stage you're in, our experienced team can help make it a hassle-free process.
Learn More About Mortgages and how to apply for a loan
More Than Just a Bank Account
A membership at Gallup FCU gives you more than just a bank account. We care about the person behind the account, and we want to see you achieve financial success -- no matter how you measure it!
Learn More About Membership and how to become a member
Let's Talk About Financial Wellbeing
Whatever your goals -- having a place of your own, setting up a rainy-day fund or having a bit of extra cash at the end of the month -- it pays to start talking about your financial wellbeing.
See Our Guides and Resources about financial wellbeing
How can we help you today?
Serving Gallup Employees and Their Families
As a credit union, we treat our "members" like family, and we are motivated by providing you and your family with the tools and resources for optimal financial wellbeing.
Who We Are
Our mission is to provide a safe and sound financial organization that leads a journey toward thriving financial wellbeing for all members through quality products, member education and superior service offered by a professional and caring staff.
Benefits of Being a Member
Membership is open to all full- and part-time Gallup employees and their immediate family members. Your membership can continue even if you move, change employment or retire -- once a member, always a member.
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Say Goodbye to High Loan Rates
Our not-for-profit status allows us to offer higher dividends on savings accounts, lower interest rates on loans and low fees. See our full list of rates and fees here.
| Type | Rate |
|---|---|
| Savings Accounts | 0.20% - 0.70% APY |
| 1 Year CD Rate | 1.10% APY |
| New Auto Loan | 5.99% APR |
| Used Auto Loan | 6.24% APR |
| Personal Loan | 12.99% APR |
| Your loan rate may vary, depending on your credit score, loan term and loan type. | |
Join Us Today
Joining Gallup FCU is easy and we're here to help. When you become a member, you unlock membership benefits that extend far beyond the personal service you can expect at Gallup FCU.
Helpful Articles and Information
Banking doesn't have to be confusing. See our full list of financial advice and wellbeing resources here on the Financial Wellbeing page.
Buying a Home
At Gallup FCU, we are committed to making your home loan experience the best it can be.
Financial Planning and Wealth Management
We strive to anticipate and address new opportunities and challenges as they occur.
Budgeting
Keeping a budget is the secret to staying financially afloat. Learn how to save money toward experiences, like vacations, gifts and more.