Privacy Statement

Gallup Federal Credit Union (“Gallup FCU”) is committed to protecting your privacy and safeguarding your personal and financial information. This Privacy Statement explains what information we collect, how we use it, how we share it, and the choices you have regarding your information.

Information We Collect

We collect nonpublic personal information when you:

• Apply for or open accounts or loans
• Conduct transactions with us
• Use our website, digital banking tools, or other online services
• Interact with us through forms, communications, or customer service

The information we collect may include contact details, account information, transaction history, and information from consumer reporting agencies, as permitted by law.

How We Use Your Information

We use your information to:

• Verify your identity and eligibility for products and services
• Process transactions and service your accounts
• Detect and prevent fraud
• Comply with legal and regulatory requirements

We do not sell your personal information.

How We Share Information

We may share information only as permitted by law, including:

• With service providers who help us operate our business
• To process transactions or maintain accounts
• With consumer reporting agencies
• To comply with legal requirements or protect against fraud

All third parties are required to protect your information and may only use it for authorized purposes.

Your Privacy Choices (Opt Out Rights)

You may choose to limit certain types of information sharing with nonaffiliated third parties, as allowed by law. You may opt out at any time by:

• Calling: 800-317-3095
• Emailing a request to: credit_union@gallupfcu.com
• Mailing a request to:
  Gallup Federal Credit Union
  1001 Gallup Drive
  Omaha, NE 68102

We will honor your request promptly and apply it to applicable accounts.

How We Protect Your Information

Gallup FCU maintains administrative, technical, and physical safeguards to protect your information in accordance with federal law and NCUA security requirements. These measures are designed to prevent unauthorized access, disclosure, or misuse of your information.

Former Members

If you are no longer a member, we continue to protect your information and only share it as permitted or required by law.

Updates to This Privacy Statement

We provide a privacy notice when you become a member and keep our Privacy Statement available on our website. If our information sharing practices change in a way that affects your rights, we will notify you as required by law.

Contact Us

If you have questions about this Privacy Statement or your privacy choices, please contact us: