Membership Services

A membership at Gallup-FCU gives you more than just a bank account. We care about the person behind the account, and we want to see you achieve financial success - no matter how you measure it!

About Membership

A membership at Gallup FCU gives you more than just a bank account. We care about the person behind the account, and we want to see you achieve financial success - no matter how you measure it!

Our not-for-profit status allows us to offer higher dividends on savings accounts, lower interest rates on loans, and low fees.

Membership is open to all full- and part-time Gallup employees and their immediate family members. Your membership can continue even if you move, change employment, or retire - once a member, always a member.

COVID-19 Member Assistance

Gallup FCU is committed to helping our members achieve financial success- no matter how you measure it! During these unprecedented times we want to ensure you that Gallup FCU will do everything in our power to continue to serve our members and support them in every way possible, especially in times of need. If you are a Gallup FCU member with financial concerns due to COVID-19, please reach out to us to discuss your situation and the options we have available. If your income has been interrupted or you find you are unable to make a monthly payments, we may be able to help.

Coronavirus (COVID-19)

If you want to learn more about COVID-19, visit the CDC's resource center or the Nebraska Department of Heath and Human Services Please take care of yourself and those around you and do not hesitate to contact us for any assistance. 402-938-6800

Special Programs

  • Loan Payment Holiday- During this time of uncertainty, Gallup FCU would like to give you the opportunity to postpone a loan payment. You can choose to extend your loan for 30, 60, or 90 days. There are no fees associated, however the postponed payments will be added to the end of the loan term. Offer valid on automobile loans and personal loans only.
  • Emergency loan- Gallup FCU will be offering a $2,000 emergency loan for up to 24 months at a rate of 5.99% APR. Please click on the link below to apply, make sure to add "Emergency" to the notes section to obtain the promotional rate. CLICK HERE TO APPLY
  • Lower Your Payment- We may be able to permanently lower your payment with a no-credit check refinance (available for existing auto and personal loans). Contact Adam Smith or Ronny Miller for more details.
  • Financial Well Being Class- Spring Session begins April 15th! CLICK HERE to register today!

The purpose of this class is not just to improve your understanding of basic financial fundamentals, but more importantly to help you develop new habits that improve your life. We believe a thriving level of Financial Well-Being is critical to overall Well-Being. The time and effort you put into this class will result in improved financial confidence, a better understanding of your next steps, and maybe even a new sense of purpose with regarding to your financial life. . The class with meet virtually every Wednesday from 11:30am to 1:00pm. Here are the topics to covered:

Week 1: Saving

Week 2:Debt Reduction & Credit Reports

Week 3: Spending Plans

Week 4: Retirement

Week 5: Basics of Investing

Week 6: Estate Planning & Insurance

Week 7: Charitable Giving & Wrap up

Gift Cards

Prepaid Gallup FCU gift cards make a perfect gift for someone who has everything. These cards can be used anywhere debit cards are accepted, giving recipients the freedom to spend at their leisure. Load 'em up with any amount between $10 and $10,000!

  • We carry gift card designs for any gifting occasion.
  • There is a $3.95 activation fee at the time of purchase.
  • To check a gift card balance, visit

Travel Cards

Gallup FCU travel cards are the best way to keep your funds secure when traveling. These cards are preloaded and not tied in to your bank account.

  • Use it anywhere debit cards are accepted
  • Accepted internationally
  • Manage your funds on-the-go with text alerts
  • Get cash at ATMs
  • Save for your trip! Sign up to make deposits directly onto the travel card
  • Shop online or over the phone
  • No credit check
  • Card and funds easily replaced if lost or stolen
  • Reloadable travel cards carry a $6.95 initial fee, then only $3.95 for each reload thereafter

Wire Transfers

Gallup FCU offers a wire-transfer service to any financial institution capable of receiving wires. You can submit your wire transfer request here.

You'll need this information to submit a wire transfer request online:

  • Name and address of receiving financial institution
  • Name and address of account holder
  • ABA/Routing number or Swift code/Sort code
  • Your Gallup FCU account number
  • Dollar amount

Receiving Funds

Neither Gallup FCU nor Millennium Corporate CU charges a fee for receiving funds from another financial institution. However, intermediary financial institutions may charge additional fees outside of our control. When initiating an international wire, be sure to inquire about all possible fees before sending funds.

To receive a wire transfer, please provide the sender the following instructions:

Millennium Corporate Credit Union
8615 W. Frazier
Wichita, KS 67212
Routing number: 301180111

Gallup Federal Credit Union
1001 Gallup Drive
Omaha, NE 68102
Account number: 104089574

Your name

Your account number

Cashier's Checks

Cashier's checks are a safe and secure way to pay for big-ticket items. For a $5 fee, you can purchase a cashier's check to help you close on a home, make a major purchase, or pay a third party.

Order Checks

Re-order checks through us directly to save on your order. Simply send an email to the Gallup FCU mailbox by clicking below and your checks will be delivered within 7-10 business days.

Auto & Home Insurance

Gallup FCU's TruStage Auto & Home Insurance Program offers a trusted partnership with carefully selected insurance companies. These programs provide discounted rates for credit union members, online services, and 24/7 claims service. Consider comparing your rates; what you find might result in significant savings for you! Get your free quote today or call 1-855-483-2149.

TruStage Auto and Home Insurance program is offered by TruStage Insurance Agency, LLC, and issued by leading insurance companies. Discounts are not available in all states and discounts vary by state. The insurance offered is not a deposit and is not federally insured. This coverage is not sold or guaranteed by Gallup Federal Credit Union. MAH-1112-4AA6

  • GAP Insurance - Call us to get a quote on GAP insurance or extended warranty coverage on your vehicle today!

Important Alerts:

Join live Annual Meeting Broadcast here

For any HSA related questions please contact MEDSURETY at (888) 816-4234 or

Fast Facts

Routing #: 104089574

1001 Gallup Drive, Omaha NE 68102

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